Cash Flow Projection Tool
Forecast your business cash flow for the next 12 months. See when money comes in, when it goes out, and whether you'll have enough to cover your obligations.
Enter Your Cash Flow Details
We'll project your cash position for the next 12 months
Your Starting Position
For your personalized report
Month 1 of projection
Money Coming In (Cash Inflows)
Rental income, interest, recurring consulting, etc.
Money Going Out (Cash Outflows)
How much you pay yourself each month
Cash Flow Tips
Keep 3-6 months of expenses as a cash buffer
Invoice immediately—the clock starts when you send it
Follow up on late payments at 7, 14, and 30 days
Negotiate longer payment terms with vendors
Time large purchases for high-cash months
Review your projection monthly against actuals
Cash Flow Terms Explained
Cash Flow
The movement of money in and out of your business. Positive means more coming in than going out. Unlike profit, it reflects when money actually moves—not when sales are made.
Opening Balance
Cash at the start of each month. For month 1, it's your starting cash. After that, it's the previous month's closing balance.
Cash Inflows
Money coming into your business: customer payments, loans, investments, refunds. The timing matters—cash in when paid, not when ordered.
Cash Outflows
Money leaving your business: payroll, rent, supplies, loan payments, taxes, owner draws. Counted when paid, not when invoiced.
Net Cash Flow
Cash In minus Cash Out for a period. Positive = surplus. Negative = you're drawing down or need funding.
Closing Balance
Cash at end of month: Opening + Net Flow. Becomes next month's opening balance. This reveals your true cash runway.
Cash Runway
How many months you can operate before running out of cash at your current spending rate. Critical for planning.
"Cash Flow is Just One Piece"
Get a complete health check across all 12 areas of your business—from financial health to operations, sales, and leadership.
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