Terms of Service Agreement

1. Service Description and Use

• The Service provides general informational insights, analyses, and suggestions based on your inputs for business health diagnostics.
• You are granted a limited, non-exclusive, non-transferable license to use the Service for your internal business purposes only, subject to these ToS.
• You must provide accurate, lawfully obtained data and are solely responsible for its content and use.

2. No Professional Advice

• The Service is for informational purposes only and does not constitute financial, legal, accounting, or other professional advice. Outputs, including reports and suggestions, are not recommendations or endorsements.
• Consult qualified professionals (e.g., accountants, attorneys) before making any decisions based on the Service. We disclaim any liability for actions taken or not taken based on the Service.

3. Intellectual Property Ownership

• We own all rights, title, and interest in the Service, including software, code, algorithms, logos, trademarks, and other proprietary materials.
• You may not reverse-engineer, copy, modify, distribute, resell, or create derivative works from the Service.
• You grant us a non-exclusive license to use your data to provide and improve the Service, including for aggregated, anonymized statistics.

4. Warranties Disclaimer

• The Service is provided "as is" and "as available" without warranties of any kind, express or implied, including accuracy, completeness, merchantability, fitness for a particular purpose, or non-infringement.
• We do not guarantee error-free operation, specific results, or uninterrupted access.

5. Limitation of Liability

• In no event shall we, our parent company, subsidiaries, affiliates, officers, directors, employees, or agents be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to the Service, even if advised of the possibility thereof.
• Our total liability is limited to the amount you paid for the Service, not exceeding $299 USD.
• This limitation applies to the fullest extent permitted by law.

6. Indemnification

You agree to indemnify, defend, and hold us harmless from any claims, losses, damages, or expenses arising from your use of the Service, violation of these ToS, or infringement of third-party rights.

7. Data Privacy and Security

• Your data is handled in accordance with our Privacy Policy, incorporated herein.
• You represent that all data provided is accurate, lawfully obtained, and does not infringe third-party rights.
• We comply with applicable data privacy laws, but you are responsible for your data's compliance.

8. Termination

• We may terminate or suspend your access to the Service at any time for violation of these ToS or other reasons.
• Upon termination, your license ends, and you must cease use.

9. Governing Law and Dispute Resolution

• These ToS are governed by the laws of the State of Florida, without regard to conflict of laws principles.
• Any disputes shall be resolved exclusively in the state or federal courts located in Florida.

10. Miscellaneous

• These ToS constitute the entire agreement and supersede prior understandings.
• We may update these ToS; continued use constitutes acceptance of changes.
• If any provision is invalid, the remainder remains enforceable.
• No waiver of any term is binding unless in writing.