Is Your Cash Flow Working For You—Or Against You?
70% of small businesses struggle with cash flow, but most don't know where the problem actually is. Get a clear snapshot of your financial health in under 5 minutes—no spreadsheets, no accountant required.
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Actionable Insights
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Does This Sound Familiar?
Cash Flow Surprises
You've had profitable months but still struggled to make payroll. Revenue is up, but somehow there's never enough cash.
Guessing at Profitability
You know some products or services make more money than others, but you're not exactly sure which ones—or by how much.
Flying Without Forecasts
You don't have a reliable way to predict next month's cash position. Every big expense feels like a gamble.
Scaling Uncertainty
You want to grow—hire more people, expand to new markets—but you're not sure your finances can handle it.
If you checked any of these boxes, you're not alone. These are the exact blind spots the Financial Health Check was built to uncover.
How the Financial Health Check Works
From start to actionable insights in under 5 minutes
Answer 5 Smart Questions
Quick questions about your cash flow, margins, forecasting, runway, and scaling readiness. No financial jargon required.
~3 minutesGet Instant AI Analysis
Our scoring engine evaluates your answers against SMB financial health benchmarks and best practices.
InstantSee Your Results
Get categorized as At-Risk, Stable, or Scale-Ready with a plain-English explanation of what it means for your business.
ImmediateTake Your Next Steps
Receive 2-3 tailored action items plus the option to dive deeper with our full Business Health Baseline.
Your choiceReady to find out where you stand?
Your Free Financial Health Check
Answer 5 quick questions about your business finances. Takes about 5 minutes, delivers instant insights.
How would you describe your business's cash flow over the past 6 months?
Why Most SMBs Struggle With Finances (And How to Fix It)
70% of small businesses experience cash flow problems—and 82% fail because of it.
— U.S. Bank Study
Here's the thing most business owners don't realize: profitability and cash flow are not the same thing. You can have a "profitable" business on paper and still not be able to make payroll. You can be growing revenue while bleeding cash.
The businesses that thrive aren't necessarily the ones with the most revenue. They're the ones with:
- Clear visibility into where money comes from and where it goes
- Predictable cash flow, not constant surprises
- Real profit margins they actually track (not just hope exist)
- Enough runway to weather slow periods and fund growth
- Financial systems that can scale with the business
The Financial Health Check gives you a quick pulse on these five critical areas. The full Business Health Assessment goes deeper—evaluating Strategy, Operations, Sales, Marketing, HR, Leadership, and more across 12 dimensions.
Explore the Full Business Assessment$40K
Average hidden costs uncovered
15,000+
Businesses assessed
5 min
Time to complete
Financial Insights for Growing Businesses
Practical guides from our team of business health experts—each addressing a key area from the assessment.
The 13-Week Cash Flow Forecast: Your Early Warning System
Stop being surprised by cash crunches. This simple framework shows you exactly what's coming so you can plan ahead.
Profit Per Sale: The Number Every Business Owner Should Know
Revenue is vanity, profit is sanity. Here's how to calculate what you actually keep from each sale.
Rolling 6-Month Forecasting: A Guide for Busy Owners
You don't need an MBA to predict your cash position. Here's a simple forecasting system that actually works.
The Emergency Brake: What to Do When Cash Gets Tight
When cash flow turns critical, you need a plan—not panic. Here's a step-by-step playbook for the squeeze.
Your Complete Business Health Partner
BizHealth.ai isn't just another assessment tool. It's a complete ecosystem designed to help small and mid-size businesses stop guessing and start growing with confidence.
BizHealth Assessment
Comprehensive 30-minute diagnostic across 12 key business areas. Know exactly where you're strong and where to focus.
Learn MoreBizGrowth Academy
Self-paced curriculum and playbooks designed for busy owners. Learn what you need, when you need it.
Explore AcademyBizTools
Ready-to-use templates, calculators, and frameworks. Download, customize, and implement in minutes.
Browse ToolsBizGuides
Expert coaching and guidance when you need a trusted advisor to help navigate tough decisions.
Meet Your GuideOver 15,000 businesses have used BizHealth.ai to uncover hidden gaps, confirm their strengths, and build a clear path to growth.
What Business Owners Are Saying
I thought I understood my numbers, but the Financial Health Check showed me I was missing the forest for the trees. The full assessment was a game-changer—we found $40K in hidden costs in the first month.
Sarah M.
Owner, Midwest Cleaning Services (15 employees)
As a first-time business owner, I didn't even know what questions to ask about my finances. BizHealth gave me a clear baseline and a roadmap. Now I actually feel in control.
Marcus T.
Founder, TechServe Solutions (3 employees)
We were growing fast but bleeding cash. The assessment pinpointed exactly why—our payment terms were killing us. One change to our invoicing added 2 weeks to our runway.
Lisa R.
CEO, GreenLeaf Landscaping (22 employees)
Common Questions
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